I need financial help.

OK not really, i just need help not spending a damn dollar.

My mom was like "umm ur finances are outta control luv, you gotta get your shit together"

tell me why i was shovelling HUNDREDS of extra dollars in interest per month to Chase and Discover 😭

so like, there were offers to do balance transfers to fix the shit, but i had to get another chase card to fix it, only for me to find out chase doesn't support balance transfers from chase to chase card(s), so i had to... transfer one chunk to Discover, and the next chunk to Chase...

i made sure to pay out my (problematic Freedom Unlimited) chase credit card (entirely)

tell me why i woke up to $61 interest charge on $15 🧍 ON THAT FUCKING CARD (for reference when i did the balance transfer, i had $15 left over, and i just paid it out in full instead of doing anything else with it)

how the fuck do people even pay credit cards? Jesus Christ.

I DIDN'T EVEN BUY ANYTHING ITS ALL JUST INTEREST LIKE HOLY FUCK

anyways i paid it out in full (again) bc i can't be fucking bothered holy shit man :/

if there's another chunk of interest next month i might actually crash the fuck out considering I'M NOT EVEN USING IT LIKE WHAT THE FUCK

i might as well be a content creator at this rate and start selling my face and personality because I literally have nothing else going for me.

My job pays OK, half my paycheck goes to bills, the other half is... uh... spent on food and various tech trinkets. (And, Rugby)